What is a All Risk Insurance?


The term All Risk Insurance refers to an insurance product that provides coverage for all causes of damage other than those specifically named and omitted in the policy document.

It is usually the broadest type of coverage an insurance company offers. Instead of naming specific sources of damage it will cover, insurance buyers can assume that an all risk policy covers any risk that isn't explicitly left out of the coverage, making it easier to ensure that a policy will apply to the most likely types of claims. 

In other words if it's not excluded its covered. We know it's complicated, so give us a call and we will make it make sense.

© 2018 Kern Insurance Associates

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